* {
  box-sizing: border-box;
}

:root {
  --navy: #123047;
  --blue: #1f6f9f;
  --light-blue: #eaf4f9;
  --gold: #d59d2a;
  --text: #1d2730;
  --muted: #607080;
  --border: #d9e3ea;
  --white: #ffffff;
  --background: #f7fafc;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

a {
  color: inherit;
}

.container {
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  border-bottom: 1px solid var(--border);
  background: rgba(255, 255, 255, 0.96);
  position: sticky;
  top: 0;
  z-index: 10;
}

.nav {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 14px;
}

.logo-mark {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.brand-name {
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--navy);
}

.brand-tagline {
  font-size: 0.82rem;
  color: var(--muted);
}

nav {
  display: flex;
  align-items: center;
  gap: 22px;
  font-size: 0.95rem;
}

nav a {
  text-decoration: none;
  color: var(--navy);
  font-weight: 600;
}

.nav-button {
  padding: 10px 16px;
  border: 1px solid var(--blue);
  border-radius: 999px;
}

.hero {
  background:
    radial-gradient(circle at 80% 10%, rgba(31, 111, 159, 0.18), transparent 32%),
    linear-gradient(135deg, #f7fbfd 0%, #ffffff 55%, #f3f8fb 100%);
  padding: 86px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.35fr 0.75fr;
  gap: 44px;
  align-items: center;
}

.eyebrow {
  color: var(--blue);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 0.78rem;
  margin: 0 0 14px;
}

h1, h2, h3 {
  line-height: 1.15;
  margin-top: 0;
  color: var(--navy);
}

h1 {
  font-size: clamp(2.25rem, 5vw, 4.25rem);
  letter-spacing: -0.045em;
  margin-bottom: 22px;
}

h2 {
  font-size: clamp(1.8rem, 3vw, 2.65rem);
  letter-spacing: -0.035em;
  margin-bottom: 20px;
}

h3 {
  font-size: 1.2rem;
  margin-bottom: 12px;
}

.hero-text {
  font-size: 1.16rem;
  color: #425263;
  max-width: 720px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.button {
  display: inline-block;
  text-decoration: none;
  border-radius: 999px;
  padding: 13px 20px;
  font-weight: 700;
}

.primary {
  background: var(--blue);
  color: var(--white);
}

.secondary {
  border: 1px solid var(--border);
  color: var(--navy);
  background: var(--white);
}

.hero-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 28px;
  padding: 30px;
  box-shadow: 0 20px 60px rgba(18, 48, 71, 0.10);
}

.hero-card ul {
  padding-left: 20px;
  margin-bottom: 0;
  color: #425263;
}

.section {
  padding: 78px 0;
}

.muted {
  background: var(--background);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 34px;
}

.card {
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 24px;
  background: var(--white);
  min-height: 210px;
}

.card p {
  color: #4c5d6e;
  margin-bottom: 0;
}

.two-column {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 48px;
}

.pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.pill-list span {
  border: 1px solid var(--border);
  background: var(--white);
  color: var(--navy);
  border-radius: 999px;
  padding: 8px 13px;
  font-weight: 600;
  font-size: 0.9rem;
}

.disclaimer {
  font-size: 0.92rem;
  color: var(--muted);
  border-left: 4px solid var(--gold);
  padding-left: 16px;
  margin-top: 22px;
}

.contact-section {
  background: linear-gradient(135deg, var(--navy), #174767);
  color: var(--white);
}

.contact-card {
  max-width: 820px;
}

.contact-section h2,
.contact-section .eyebrow {
  color: var(--white);
}

.contact-email {
  font-size: 1.35rem;
  font-weight: 700;
}

.small-note {
  color: #c9d7e2;
  font-size: 0.92rem;
}

.site-footer {
  background: #0c2233;
  color: #d9e3ea;
  padding: 28px 0;
  font-size: 0.95rem;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
}

.footer-grid p {
  margin: 4px 0 0;
}

@media (max-width: 860px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 18px 0;
  }

  nav {
    flex-wrap: wrap;
    gap: 14px;
  }

  .hero-grid,
  .two-column {
    grid-template-columns: 1fr;
  }

  .cards {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero {
    padding: 58px 0;
  }

  .section {
    padding: 56px 0;
  }
}